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Saudi Banking Online KYC Update (تحديث بيانات الهوية)
Compliant with Saudi Central Bank (SAMA) Consumer Protection RulesSynchronize your newly renewed residency permit (Iqama) with your retail bank accounts in minutes to unfreeze ATM cards, online wire transfers, and payroll deposits.
Required: Bank Mobile App + Nafath App Authentication
Authenticate via Nafath ↗
Under the anti-money laundering and Know-Your-Customer (KYC) regulations mandated by the Saudi Central Bank (SAMA), all commercial banks operating in Saudi Arabia are required to restrict bank accounts associated with expired residency cards (Iqamas). If an account is frozen, the customer cannot withdraw cash from ATMs, transfer funds via Mada, or make international remittances.
Whenever your employer renews your Iqama on Absher or Muqeem, you do not need to visit a physical bank branch. You can update your bank's records online in under three minutes.
Step-by-Step: Updating ID with Major Saudi Banks
1. Al Rajhi Bank (Al Rajhi Mobile)
- Open the Al Rajhi Mobile app and log in.
- Tap on your Profile Picture / Name in the top left corner.
- Select Personal Information > ID Expiry Date.
- The app displays your previous expiration date. Tap Update ID Expiration Date.
- The system queries the national database via Yakeen/Nafath and pulls the updated date.
- Confirm the prompt. Your debit card and transfer privileges are restored immediately.
2. Saudi National Bank (SNB Mobile)
- Log in to the SNB Mobile app.
- Tap Settings (الإعدادات) > Personal Details.
- Select ID Expiry Date Update.
- Review the renewed date retrieved from the civil registry and click Confirm.
3. Riyad Bank & Bank Alinma
- In Riyad Mobile: Go to Services > Update ID > Confirm via Nafath OTP.
- In Alinma App: Select Settings > Customer Profile > Update Identity Details > Submit.
Important Bank Grace Period Rules
- 90-Day Warning: Most Saudi banks begin displaying an electronic alert inside their mobile apps 90 days before your Iqama expires, reminding you to contact your sponsor for renewal.
- Payroll Deposits Continue: In most cases, incoming salary transfers from your employer through the Wage Protection System (WPS) will continue to enter the account even if frozen; however, outgoing transactions remain locked until the KYC update is submitted.
Policy & Independent Guide Notice:
IqamaHub KSA is an independent educational informational blog. We do not operate financial platforms, request banking passwords, or update customer records. All identity updates must be executed securely through your bank's authorized mobile apps.
IqamaHub KSA is an independent educational informational blog. We do not operate financial platforms, request banking passwords, or update customer records. All identity updates must be executed securely through your bank's authorized mobile apps.